B001 不看盤，我才賺到大錢 / The New Coffeehouse Investor: How To Build Wealth, Ignore Wall Street, And Get On Your Life

#English

受到大人學podcast的啟發，我想試著寫下條列式重點來總結一本書，比起寫書摘應該更容易做到。主要有3個重點：

1. 這本書解答了什麼疑問？
2. 這本書的亮點或是帶來什麼出乎意料的觀念？
3. 這本書給我什麼啟發？

書封來源：博客來網路書店

書名：不看盤，我才賺到大錢
作者：比爾．蘇西斯
出版年份：2009

解答：如何在退休後維持和現在一樣的生活水準？
亮點：

a. 分散投資，避免風險集中在特定個股或產業。

b. 別企圖打敗大盤，9成專家無法打敗大盤。

c. 計算儲蓄目標，但別為了明天能安逸退休，就把今天的生活變得慘淡。

啟發：退休儲蓄計劃表蠻實用的，但原始表格有點難懂，所以我做了些修正(如下)。

退休儲蓄計劃表(ALEX修正版)

整體而言是一本長期投資的理財入門書，有些觀念對第一次接觸的讀者可能有點突兀，需要藉由閱讀其他書籍來補足。

免責聲明：本文旨在心得與經驗的分享，不應作為投資上的建議。

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Inspired by the podcast Darencademy, I would like to write down key points to summarize a book, which should be more approachable to me compared to writing an excerpt. There are 3 key points:

1. What problems does it resolve?
2. What are the highlights or exceptional ideas?
3. What inspirations do I get?

Name: The New Coffeehouse Investor: How To Build Wealth, Ignore Wall Street, And Get On Your Life
Author: Bill Schultheis
Publication Year: 2009

Solutions: How to maintain the same life quality as now after retirement?
Highlights: 

a. Diversify your financial portfolio. Avoid putting all your eggs in a single stock or a single industry.

b. Don't try to beat the market. 90% of experts haven't been able to do that. 

c. Make your savings plan, but don't lead a miserable life today in order to retire at ease tomorrow.

Inspirations: The calculation sheet for retirement savings is quite practical, though the original one was kind of incomprehensible. I've made some adjustments as shown above. 

As a whole, this is an entry-level book for long-term financial investment. Some of the concepts may be rather abrupt for people who just learned for the first time, but they can be made up by reading other books.

Disclaimer: The post is aimed at sharing thoughts and experiences, and should not be taken as advice on any investment.